Terms of Service

Version: 2026-09-27

The English version governs if a translation differs, except where mandatory local law requires otherwise. This does not limit your statutory consumer or privacy rights.

中文全文

These Terms govern your use of TaoChi at taochi.net and the related services provided by TAOCHI TECHNOLOGY LIMITED (道吉科技有限公司), a Hong Kong company (“TaoChi”, “we”, “us”). Please read them before creating a chart, registering, or buying a service.

1. What the service provides

TaoChi provides automated Zi Wei Dou Shu and BaZi birth charts, AI-assisted written interpretations, daily themes, relationship comparisons, and related account and community features. Availability depends on the features and access level shown on the relevant page. The service is not a live consultation with a professional adviser.

The content is for entertainment and personal reflection. It is not a scientifically validated assessment, a prediction or guarantee of real-world events or outcomes, or financial, investment, legal, medical, psychological, or other professional advice. Do not use it as a basis for significant decisions about health, money, work, legal matters, or relationships. Rankings and compatibility scores are comparisons within our model or sample, not measures of a person’s worth, ability, or probability of success.

AI-generated text can contain errors, inconsistencies, or unsuitable suggestions. Different inputs, time-conversion choices, model versions, and languages may produce different readings. Check factual information independently and consult a suitably qualified professional where needed.

2. Eligibility and agreement

The service is intended for adults aged 18 or over who can enter a binding agreement where they live. By choosing to generate a chart, continue with a service, or register after being shown the relevant notice, you agree to these Terms. If you do not agree, do not proceed.

If you enter another adult’s information, you must have their permission or another lawful authority, inform them how the service uses it, and provide the Privacy Policy before submitting it. This includes any transfer to AI providers described in that Policy. They may contact us directly about their information. Do not submit information about anyone under 18 or sensitive information that the service does not request. Using the service does not require you to agree to optional analytics or marketing.

3. Accounts and your information

Provide information you are entitled to use and keep account credentials and recovery codes secure. A nickname is sufficient where a name is optional. You are responsible for activity you authorise and must notify us if you suspect unauthorised access.

Some features can be used without an account. Anonymous report access depends on the originating browser/device and normally expires after seven days. Saving a report to an account changes how it is retained, as described in the Privacy Policy. We cannot promise recovery of anonymous access after browser data is cleared.

Please check birth details, time zone and any time-correction selection before generating a report. Incorrect or uncertain inputs can affect the result. Access limits and any limits on changing birth profiles are shown in the relevant feature or purchase description; contact support if a correction is needed. These limits do not remove your right to request correction of personal information.

4. Prices, payment and access

Online purchases are available when checkout is enabled. Before paying, please review the product, total price, currency, taxes or additional charges, access period and any renewal conditions shown at checkout. Creating an account or viewing prices does not incur a charge.

Paid access is currently sold as a one-time purchase for a fixed period, without automatic renewal. Your purchase confirmation and account record identify the access purchased. Redemption codes are subject to their stated eligibility and expiry conditions. Planned features are included only if expressly stated in the purchase description.

Payment providers process payment details under their own notices. We receive order and payment-status information, not your full card number or card security code. Keep your order confirmation and contact us if access does not match your purchase.

5. Cancellation, refunds and consumer rights

Contact [email protected] or submit a support ticket for a failed delivery, duplicate charge, billing error, or content or service that does not conform to the purchase description. Provide your order reference and the issue; do not send full card details. We will assess the request and provide the remedy required by applicable law, which may include correction, replacement access, a price reduction, or a refund.

If you are a consumer in the EEA or UK and a statutory withdrawal right applies, you may withdraw within 14 days of the contract without giving a reason. Send a clear statement with your name, account or order reference, purchase date, and request to withdraw to [email protected] or through support. No particular wording is required. Where withdrawal requires a refund, we will return the amount due within the applicable statutory period, generally 14 days after notice, using the original payment method unless otherwise agreed without an added fee.

Starting a reading, accepting these Terms, or using a redemption code does not by itself waive a statutory withdrawal right. Any legally permitted loss of that right for immediate digital content or a fully performed service requires the separate express consent and acknowledgement required by local law. Until those conditions are met, the right remains available. Mandatory rights concerning defective or non-conforming digital content and services are unaffected.

Your mandatory consumer rights, including applicable protections in your country of habitual residence, take priority over any inconsistent provision in these Terms.

Unless the purchase page offers more favourable terms, a change of mind alone does not qualify for a refund outside applicable statutory withdrawal rights. A reading differing from your expectations or another reading does not, by itself, establish a defect. Your rights where the service is misdescribed, defective or not delivered as agreed remain unaffected.

6. Responsible use

Do not use the service to break the law, harass or discriminate against people, exploit minors, publish someone’s private information, impersonate another person, commit fraud, or infringe intellectual property rights. Do not use readings to make decisions about another person’s employment, insurance, credit, healthcare, or other significant opportunities.

Do not bypass access controls, misuse another account, overload the service, or scrape private data. Security research must not access other users’ information or disrupt availability; report suspected vulnerabilities privately to [email protected].

7. Your content and our materials

You retain rights in content you submit. You grant us only the rights reasonably needed to store, process, display, and deliver it as part of the service and to handle support, security, and legal obligations. Posting to a community feature makes that content visible to its audience; avoid including identifiable or sensitive information.

We may moderate or remove content that violates these Terms and will explain significant restrictions where practicable and required by law. You can challenge a moderation or account decision through support.

Our software, layout, branding, and original materials are protected by applicable intellectual property law. Subject to your purchased access, you may read, download where offered, and share your own report for personal, non-commercial use. Do not remove attribution or resell the service without permission. We do not guarantee that AI-generated text is unique or eligible for copyright protection.

The permission for your submitted content is limited to those purposes; it is not an assignment of ownership or permission to use private reports or journals in advertising. Removing content or closing an account ends its ordinary use in the service, subject to the limited retention explained in the Privacy Policy. Copies already shared by you or other people may remain outside our control. Report unlawful or infringing community content through the report control or support, identifying the content and the reason for your concern.

8. Privacy and communications

Our Privacy Policy explains how we handle personal information and how to exercise your rights. Optional website analytics and promotional emails are subject to separate choices. You can decline them without losing access to the core service.

We may send necessary account, security, purchase, and service messages. You can unsubscribe from promotional messages without opting out of necessary service communications.

9. Availability, changes and account closure

We take reasonable care in providing the service but do not promise uninterrupted access or error-free output. Maintenance, third-party outages, security incidents, and changes to technology can affect availability. We will provide notice of material changes or interruptions where reasonably practicable.

We may restrict access where reasonably necessary to address a material breach, fraud, a security risk, or a legal obligation. Except where immediate action is necessary, we will give notice and an opportunity to address the issue. Contact support if you believe a restriction is mistaken.

You may stop using the service at any time and request account closure through support or [email protected]. Ending access does not remove accrued refund or statutory rights. If we discontinue a paid service during an unexpired access period, we will provide an appropriate remedy, including any refund required by law.

We may update features for security, legal compliance, compatibility or service improvements. If a change materially reduces a paid feature during your purchased access period, we will give reasonable advance notice where practicable and explain your options, including termination and refunds required by your contract or applicable law.

10. Responsibility and limits

To the extent permitted by law, we are not responsible for losses that were not reasonably foreseeable when the contract was made, or for losses caused by your misuse of the service. Content disclaimers explain the nature of the product; they do not remove our responsibility to deliver the service described with the care required by law.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence where applicable. Mandatory consumer guarantees and privacy remedies remain available.

11. Governing law and disputes

These Terms are governed by Hong Kong law. This choice does not deprive a consumer of mandatory protections under the law of their habitual residence that apply to the contract.

Please contact us first so we can try to resolve a concern. Hong Kong courts have non-exclusive jurisdiction, subject to your right to bring proceedings in any court available to you under mandatory law. There is no compulsory arbitration requirement and no waiver of statutory collective redress rights.

12. Updates and interpretation

The version date appears above. Material changes will be notified through the website or an appropriate account contact before they take effect where required. Changes do not retroactively remove rights under an existing purchase. Where a new agreement or consent is legally required, we will request it.

If a provision is unenforceable, the remaining provisions continue only to the extent permitted by law. A failure to enforce a provision is not a waiver. The English version governs any inconsistency with the Chinese translation, subject to mandatory local law.

You may save or print this version for your records. Updated terms apply from their stated effective date; continued use is not a substitute for fresh agreement or consent where the law requires it. A price or renewal change will not create an automatic recurring charge for an existing one-time purchase.

13. Contact

The operator is TAOCHI TECHNOLOGY LIMITED (道吉科技有限公司), incorporated in Hong Kong. Registered office: Unit 1405A, 14/F, The Belgian Bank Building, Nos. 721–725 Nathan Road, Mong Kok, Hong Kong.

For customer service, complaints, cancellation, or billing questions, email [email protected] or use the support ticket page. For access, correction, deletion, or other privacy requests, email [email protected]. You do not need an account to email us or submit a new support ticket.

用户服务条款

中英文如有不一致,以英文版本为准;当地强制性法律另有要求的除外。此约定不限制你的法定消费者权利或隐私权利。

本条款适用于你使用 taochi.net 上的 TaoChi 及香港公司 TAOCHI TECHNOLOGY LIMITED(道吉科技有限公司,以下简称“TaoChi”或“我们”)提供的相关服务。请在生成命盘、注册或购买服务之前阅读。

1. 服务内容与性质

TaoChi 提供自动化的紫微斗数与八字排盘、AI 辅助文字解读、每日主题、关系对照,以及相关账户与社区功能。具体可用内容以相应页面及你的访问权限为准。本服务不是与专业顾问进行的实时咨询。

内容仅供娱乐与个人反思,并非经科学验证的评估,不预测或保证现实事件及结果,也不构成财务、投资、法律、医疗、心理或其他专业建议。请勿将其作为健康、金钱、工作、法律事务或关系等重大决定的依据。排名与契合度分数是本模型或样本内的比较,不衡量个人价值、能力或成功概率。

AI 生成的文字可能存在错误、矛盾或不适用的提示。输入信息、时间校正选项、模型版本及语言的差异均可能带来不同解读。事实信息应独立核实;需要专业意见时,请咨询具有相应资质的人士。

2. 使用资格与条款接受

本服务面向年满 18 周岁、且在所在地具备订立有效协议能力的成年人。在看到相应提示后选择生成命盘、继续使用服务或注册,即表示同意本条款。如不同意,请勿继续。

如输入另一成年人的资料,你必须取得其许可或具有其他合法权限,在提交前告知资料的使用方式并提供隐私政策,包括政策所述向 AI 供应商传输的情况。该人士可直接就自己的资料联系我们。请勿提交未满 18 周岁人士的资料或服务未要求的敏感信息。使用服务不以同意可选统计或营销为条件。

3. 账户与所提供的信息

请仅提供你有权使用的信息,并妥善保管账户凭据与恢复码。姓名为可选时,可使用昵称。你应对自己授权的账户活动负责;怀疑未经授权的访问时,请及时通知我们。

部分功能无需账户即可使用。匿名报告的访问依赖原浏览器或设备,通常在七天后到期。将报告保存到账户后,其保存方式按隐私政策调整。清除浏览器资料后,我们不能保证恢复匿名访问。

生成报告前,请核对出生资料、时区及时间校正选项;错误或不确定的输入可能影响结果。访问次数及出生档案修改限制以相应功能或购买说明为准,需要更正时可联系客服。这些限制不取消你依法申请更正个人资料的权利。

4. 价格、付款与访问权益

在线购买以结账功能开放为准。付款前,请核对结账页面列明的产品、总价、币种、税费或附加费用、访问期限及续费条件。注册账户或查看价格不会产生收费。

当前付费权益为一次付款、固定期限的访问,不自动续费。所购权益以购买确认及账户记录为准。兑换码受其列明的资格和有效期限制。计划中的功能仅在购买说明明确列入时包含在所购权益内。

支付服务商按其政策处理支付资料。我们接收订单与支付状态,不接收你的完整卡号或安全码。请保留订单确认;若实际权益与购买内容不符,请联系我们。

5. 取消、退款与消费者权利

交付失败、重复扣款、账单错误或服务与购买描述不符时,请通过 [email protected] 或客服工单联系我们,并提供订单编号和问题说明;请勿提供完整银行卡资料。我们将核实并提供适用法律要求的补救,包括更正、补充访问、减价或退款。

如你是欧洲经济区或英国消费者且享有法定撤回权,可在合同成立后 14 天内无须说明理由地撤回。请通过 [email protected] 或工单发送明确声明,说明姓名、账户或订单编号、购买日期及撤回意愿,无须特定格式。依法应退款时,我们将在法定期限内(通常为收到通知后 14 天)按原支付方式退还应退款项,除非双方同意其他不增加费用的方式。

开始阅读、接受本条款或使用兑换码,本身不构成放弃法定撤回权。即时交付数字内容或已完全履行服务如依法可以导致撤回权丧失,必须另行取得当地法律要求的明确同意与确认;这些条件未满足前,相关权利仍然保留。对瑕疵或不符合约定的数字内容及服务所享有的法定权利不受影响。

你的强制性消费者权利,包括在适用时惯常居住地法律提供的保护,优先于本条款中任何与之不一致的规定。

除购买页面提供更优惠条件或依法享有撤回权外,仅因个人改变主意不予退款。解读与你的预期或另一份解读不同,本身不构成服务缺陷;如服务存在描述失实、缺陷或未按约交付,相关退款和补救权利不受影响。

6. 合理使用

不得利用服务违法、骚扰或歧视他人、侵害未成年人、披露他人隐私、冒用身份、欺诈或侵犯知识产权。不得依据解读决定他人的就业、保险、信贷、医疗资格或其他重大机会。

不得绕过访问控制、滥用他人账户、使服务过载或抓取私人资料。安全研究不得访问其他用户的信息或干扰服务;发现疑似漏洞请通过 [email protected] 私下报告。

7. 你提交的内容与我们的材料

你保留所提交内容的权利。你仅授予我们为服务存储、处理、展示与交付该内容,以及处理客服、安全和法定义务所合理必要的权限。主动发布到社区的内容会向相应受众可见,请避免包含可识别个人身份或敏感的信息。

我们可审核或移除违反本条款的内容,并在可行且依法需要时说明重要限制的理由。你可以通过客服对内容处理或账户限制提出异议。

我们的软件、页面设计、品牌及原创材料受适用知识产权法律保护。在所购权限范围内,你可以为个人非商业用途阅读、在提供下载时下载或分享自己的报告。未经许可,不得移除署名或转售服务。我们不保证 AI 文字具有唯一性或可以获得著作权保护。

对你提交内容的使用权限限于上述目的,不转移所有权,也不授权我们将私人报告或日记用于广告。删除内容或关闭账户后,其日常服务用途应终止,但仍可能按隐私政策作有限保留。你或他人已经对外分享的副本可能不在我们控制范围内。发现违法或侵权社区内容时,可通过举报入口或客服指出相关内容及理由。

8. 隐私与通信

我们的隐私政策说明个人资料的处理方式及行使权利的渠道。可选网站统计与推广邮件分别提供选择,拒绝不影响核心服务使用。

我们可以发送必要的账户、安全、购买与服务通知。你可以退订推广邮件,而不影响接收必要的服务通信。

9. 可用性、服务调整与账户关闭

我们以合理谨慎的方式提供服务,但不保证持续无中断或输出毫无错误。维护、第三方故障、安全事件或技术变化可能影响可用性;对于重要变更或中断,我们将在合理可行时提前通知。

为处理重大违约、欺诈、安全风险或法定义务,我们可在合理必要范围内限制访问。除必须立即处置的情况外,我们会通知并提供解决问题的机会。认为限制有误时,可通过客服提出异议。

你可以随时停止使用,并通过客服或 [email protected] 申请关闭账户。终止访问不取消已产生的退款或法定权利。若我们在付费访问期限届满前终止相应服务,将提供适当补救,包括法律要求的退款。

我们可能为安全、遵守法律、兼容性或服务改进而更新功能。如变更在已购访问期限内实质减少付费功能,我们将在可行时合理提前通知,并说明你可选择的处理方式,包括合同或适用法律规定的终止及退款。

10. 责任与限制

在法律允许的范围内,我们不对订约时无法合理预见的损失,或因你滥用服务造成的损失负责。关于内容性质的说明,并不免除我们按描述及法律要求的谨慎标准交付服务的责任。

本条款不排除或限制依法不得排除或限制的责任,包括欺诈、欺诈性失实陈述,以及在适用时因疏忽造成死亡或人身伤害的责任。强制性消费者保障及隐私救济继续适用。

11. 适用法律与争议

本条款受香港法律管辖;该选择不剥夺消费者根据其惯常居住地法律对合同享有的强制性保护。

发生争议时,欢迎先联系我们协商。香港法院具有非专属管辖权,但不影响你依据强制性法律向其他有权法院起诉。本条款不强制仲裁,也不要求放弃法定的集体救济权利。

12. 更新与解释

版本日期列于页首。法律要求时,重要变更将在生效前通过网站或适当账户联系方式通知。修改不追溯剥夺现有购买所产生的权利;需要重新订约或同意时,我们会另行征求。

某条规定无效时,其余规定仅在法律允许范围内继续有效。未行使某项权利不代表放弃。中英文版本如有不一致,以英文为准,但当地强制性法律另有规定的除外。

你可保存或打印本版本留存。更新条款自其载明的生效日期起适用;法律要求重新订约或取得同意时,不能以继续使用代替。价格或续费安排变更不会使既有一次性购买自动变为循环扣费。

13. 联系方式

经营者为 TAOCHI TECHNOLOGY LIMITED(道吉科技有限公司),香港注册公司。注册地址:Unit 1405A, 14/F, The Belgian Bank Building, Nos. 721–725 Nathan Road, Mong Kok, Hong Kong。

客服、投诉、取消及账单问题可发送至 [email protected],或使用客服工单。查阅、更正、删除及其他隐私请求请发送至 [email protected]。邮件联系或提交新工单均不要求先注册账户。